Hey, welcome to my corner of the web.

I'm a

I love building models

experience

Starling Bank
Lead, Financial Data Science
February 2023 - Present
  • Lead relationship between strategy and treasury teams with data-science, including line-managing and mentoring three other data scientists
  • Fixed Term and Non-Maturing Deposit analytics. Statistical (kruskal-wallace, pearson chi^2 etc) test used in combination with novel performance metrics such as cannibalisation to inform management on interest rate decisions
  • Architect use of DBT pipelines as both an ETL step as well as an auditable execution framework for regulatory models
Starling Bank
Data Scientist, Data
February 2022 - February 2023
  • Financial calculation development, such as EIR, in Python
  • Probability of Default / Loss Given Default and Exposure at Default model development for IFRS9 classifying credit risk for c£3bn of assets
  • Redevelopment of consultancy R default model into Python
Starling Bank
Credit Risk Analyst, CEOs Office
March 2021 - February 2022
  • Acted as lead credit analyst for portfolio acquisitions in excess of £1bn
  • Presented findings to exec team during monthy Credit Risk Committee meetings
  • Developed ongoing MI using Looker on default profiles by vintage etc
Zopa
Credit Risk Analyst, Credit Cards
September 2019 - March 2021
  • Developed a Credit Card risk and control framework. Implemented via SQL stored procedures / AWS Lambda + SNS. Resolution of triggers lead to a 15% increase in customer acquisition
  • Analytics and subsequent monitoring for pricing and customer tartgeting campaigns using Python and SQL/Tableau

education

University of Warwick
MEng, Computer Science
September 2015 - July 2019
  • Masters Thesis: Using Blockchain for Supply Chain Management
  • Final year module focus on; Machine Learning, Game Theory, Mathematical Optimisation Methods